Pre- Approval
Getting pre-approved is the first step and most critical when you are looking at purchasing a new home or refinancing your current home.
For a purchase transaction, it will help you understand your budget, strengthen your offers, help identify potential credit or financial issues early, and give you better negotiation power.
For a refinance, whether you are pulling out money for a new venture or just looking to get a better rate or term on your loan, we will weigh your options to see if a refinance makes sense and walk you through the process.