Your Goals, Your Home, Your Loan!
Call or text me at (801) 787-4036 or email at smonsivais@shmloans.com
Our Services
Home Purchases & Refinances
We offer all Residential Loan Types
- Residential, Investment, and 2nd Homes, New Construction
- Purchase
- Refinances (including Cash-Out and Rate & Term)
- 1-4 Units
Loan Products & Programs
We do all loan types, including traditional loans like:
- Conventional Loans
- FHA Loans
- VA Loans
- USDA/Rural Housing
- Utah Housing
But we also offer non-traditional loan products like:
- Bank Statement Loans
- Professional Loans
- ITIN Loans
- and so much more!
Chances are if you are looking to buy or refinance,
we have a loan program that will fit your situation.
Currently Licensed in 9 states
Utah Alaska
Arizona California
Colorado Florida
Idaho Oregon
Texas
New Mexico (Pending)